The Appraisal Firm

We are happy to say that The Appraisal Firm is an FHA-approved appraisal company in California. If you have an FHA-secured loan, be sure to call The Appraisal Firm, as we are approved and qualified to perform FHA reports. A certain amount of the ongoing training our staff at The Appraisal Firm undergoes deals strictly with understanding the FHA's documentation and their rules and procedures.


	Be sure to contact The Appraisal Firm if you need an appraisal done for an FHA-secured loan.

An FHA loan is secured by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD). No part of the loan is provided by the FHA. What the FHA does is ensure that the loan is taken care of in case the borrower defaults on his or her loan obligations. Available to all buyers, FHA loan programs are made to help credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans. Remember, the FHA differs from the VA appraiser panel in that the lending organization can pick the appraiser.

Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. Purchasers with lower incomes or less starting capital to put down on a loan benefit the most from Federal Housing Administration loan programs.