The Appraisal Firm is your FHA certified appraisal company

We confidently state that The Appraisal Firm is an FHA-approved appraisal service in CA. If you have an FHA-mortgage, be sure to get with The Appraisal Firm, as we are approved and certified to produce FHA appraisal reports. FHA's guidelines, documentation and policies may seem difficult to grasp, but the staff at The Appraisal Firm is well-trained on how to comply with the rules and regulations provided.

Be sure to contact The Appraisal Firm if you need an appraisal done for an FHA-secured loan.

An FHA loan is backed by the Federal Housing Administration, a federal organization within the U.S. Department of Housing and Urban Development (HUD). None of the funds are provided by the FHA; what the FHA does is make sure that the mortgage is insured in case the borrower defaults on his or her loan obligations. Applicable to all purchasers, FHA loan programs are built to aid credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans.

Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. The loan programs that the FHA offers are acutely helpful to consumers with less starting income.